Pioneering Fintech since 1997
Modulus serves global fintech and financial institutions with customizable solutions backed by the world's largest privately owned fintech repository, containing millions of lines of proprietary source code refined over three decades in production, now accelerated by AI code workflows.
Who we are
Modulus is an American fintech and software group trusted by some of the most recognizable names in finance, including the Nasdaq Stock Market, J.P. Morgan Chase, Bank of America, Goldman Sachs, HSBC, UBS, Citi, and BNP Paribas. Founded in 1997, our work reaches millions of end users across more than 100 countries.
The scale is hard to overstate. Solutions we have engineered help process more than 30% of daily U.S. stock-market volume, and a large portion of global capital-markets infrastructure has run on Modulus technology for nearly three decades. We have delivered hundreds of distinct finance solutions to thousands of clients worldwide, including banks, brokerages, exchanges, funds, professional traders, regulators, and others.
Powering all of this is one of the largest financial-technology source-code repositories in the world: millions of lines of production-hardened code, refined across countless global deployments.
What we do
We develop solutions for banks, brokerages, exchanges, wealth and asset managers, hedge funds, proprietary trading firms, market makers, trading educators, regulators, market data providers, data centers, regulators, and more. From order matching and risk management to market data, analytics, and full trading platforms, hardware & network engineering, and more, we deliver the components and complete systems that firms depend on. Our focus sits at the intersection of fintech, artificial intelligence, and ultra-high-performance computing, combined with strategic consulting and human-centered design.
- Trading platforms and order-matching engines
- Risk management and post-trade surveillance
- Market data, analytics, and back-testing
- Financial libraries in C, C++, C#, Java, and more
- High-performance computing with FPGA and ASIC acceleration
- AI, LLM, and machine-learning systems for the capital markets
Our foundation
Most providers build systems from the ground up, and they connect components that were never designed to work together. Modulus starts from the opposite place. Every solution draws directly on millions of lines of source code we have written, hardened, and maintained for three decades.
That foundation is the difference between guesswork and proven reliability. Because the building blocks are already running in production, we deliver complex financial systems faster than providers starting from a blank page, and without trading reliability. Every project ships with full source code and AI development skills that your team can leverage immediately.
Richard Gardner
Founder & CEO
Richard Gardner is an inventor and systems architect with more than three decades of experience building mission-critical infrastructure across capital markets, high-performance computing, and artificial intelligence. He founded Modulus in 1997 and grew the company to service nearly every bank, exchange, and brokerage in the world. He also grew the company's IP portfolio to include the largest privately owned financial-technology codebase in the world, which now powers the Modulus AI development ecosystem.
Connect on LinkedInWhat our clients say
Shawn Lucas
Apiary Fund
Praneil Ladwa
Questrade
Mark Schuler
Trade Navigator
Mark Ly
Investopedia
Josh Davidson
FX Internals
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Industry recognition
Modulus has been building financial technology since 1997, with technology used across banks, financial institutions, brokerages, exchanges, payment processors, trading venues, hedge funds, financial technology firms, and government agencies worldwide.
An estimated 30% of daily U.S. stock market volume has been processed through systems using Modulus software. For nearly 20 years, Modulus technology has powered a significant portion of Indian capital market infrastructure, with additional deployments and technology presence across global markets.
Modulus maintains one of the world's largest private financial technology source-code repositories, containing more than 25 million lines of reusable, highly documented, and well-maintained source code. That repository gives Modulus a foundation most vendors cannot replicate and gives modern engineering teams a practical advantage when using AI-assisted development workflows.
Modulus clients and technology users have included The Nasdaq Stock Market, Bank of America, J.P. Morgan Chase, Goldman Sachs, Merrill Lynch, Fidelity, Questrade, Zerodha, Investopedia, TradeStation, cTrader, eToro, brokerages, exchanges, market-data providers, hedge funds, proprietary trading firms, and thousands of other organizations.
Modulus technology is also used by prominent proprietary trading firms and hedge funds throughout the world.
In 2010, Modulus developed a cloud-based natural language processing system to analyze social media messages for stock price prediction, part of a broader history of applying AI, machine learning, language processing, and large-scale data analysis to financial markets long before AI became a mainstream enterprise trend.
In 2015, NASA used a Modulus high-frequency data and charting solution to process and display large volumes of real-time telemetry and health data from the International Space Station.
Modulus and its leadership have been recognized as subject matter experts in AI and financial software development for more than two decades. Media and industry coverage has included Bloomberg, Reuters, Forbes, International Financial Law Review, S&P Global, CIO Magazine, Nasdaq, Business Insider, CNN, Fox News, The History Channel, Yahoo Finance, Benzinga, The Detroit Free Press, U.S. News and World Report, InformationWeek, ETF Trends, The Business Journals, Asia Times, MoneyWeek, HackerNoon, IB Times, and many other regional and industry publications. Modulus has also provided expert editorial review for technology books published by Wiley & Sons.
Modulus has been awarded patents in financial technology and AI, including advancements related to Large Language Models. Modulus patents and applications have been cited by JPMorgan Chase, Nasdaq, Google, Palantir, Amazon, IBM, Microsoft, Salesforce, Alphabet, Oracle, SAP, Cisco, Verizon, Zoom, Intuit, Dell, Yahoo, Truist Bank, Citibank, Wells Fargo, Capital One, PayPal, eBay, Baidu, Hitachi, SAS Institute, IEEE, Box, Dropbox, Spektrum Labs, SLB, Paramount, ServiceNow, Qualtrics, MicroStrategy, and dozens of others.
Modulus makes its patents available for licensing. Portfolio and licensing information is available at modulusip.com.
Core strengths
The capabilities of our professional-services team, refined across three decades of mission-critical work.
Enterprise software architecture
Mission-critical system design for the most demanding, high-stakes environments.
HPC & GPU acceleration
High-performance computing, FPGA and ASIC engineering, and ultra-low-latency systems.
AI & LLM systems
Large language models, enterprise AI, and high-performance AI infrastructure.
NLP & summarization
Natural language processing, financial sentiment analysis, and automated summarization.
AI assurance & security
Anti-hallucination systems, deepfake detection, AI safety, and high-trust AI infrastructure.
Exchange infrastructure
Matching-engine architecture and high-throughput, institutional-grade trading infrastructure.
High-frequency trading systems
Low-latency execution, market-data, and institutional trading-system engineering.
Capital-markets technology
Risk, analytics, post-trade, and full trading platforms across every major asset class.
Patent strategy & commercialization
Patent strategy, technology M&A, and the commercialization of frontier intellectual property.
Selected work
Across three decades, Modulus has built and contributed to hundreds of exchanges and trading venues, and delivered mission-critical systems for institutions, agencies, and national laboratories around the world.
NASA & mission-critical systems
Modulus led a high-frequency data and charting solution for NASA Mission Operations and the International Space Station, designed to process and display up to half a billion data points per second on tablet devices, so Mission Control could analyze real-time telemetry and crew-health data from the ISS.
Exchanges & trading venues
Long-standing relationships across major exchanges and venues, including Nasdaq and Nasdaq Dubai, the Bombay Stock Exchange and National Stock Exchange of India (and the broader Indian capital-markets ecosystem), Bovespa, CBOE, CBOT, CME Group, and NYSE, across equities, futures, and derivatives.
FX, brokerage & trading platforms
Trading systems, brokerage infrastructure, ECNs, and platforms for cTrader, VertexFX, TradeStation, MB Trading, FX Solutions, Currenex, InterbankFX, ODL Securities, R.J. O'Brien, Scottrade, and many others across more than 90 countries.
AI & high-performance computing
AI and HPC systems built for NASA, IBM, and Oak Ridge National Laboratory, alongside major enterprise clients, spanning NLP, summarization, financial sentiment analysis, and ultra-low-latency infrastructure.
Let's build.
Request an instant meeting or schedule a call with our team to discuss your financial software or hardware project.